With over 27 years of experience in financial services, Jennifer brings a wealth of knowledge, dedication, and personalized care to clients. After earning her Bachelor of Business Administration in Finance, she began her career alongside Ray, where she has remained a trusted advisor ever since.

Jennifer earned her CERTIFIED FINANCIAL PLANNER® designation in 2004, and she is also a licensed Life Insurance Advisor and Certified Executor Advisor (CEA). Her expertise spans retirement planning, investment strategies, and tax-efficient solutions tailored specifically for small business owners.

As a mother of three and a long-time partner in a family-run business, Jennifer deeply understands the pressures facing young families and entrepreneurial parents. She is committed to delivering comprehensive financial planning that simplifies complexity and protects what matters.

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Ray Bukovy started his practice intent on providing clients with unbiased, comprehensive, personalized service. “Our mission,” he says, “is to secure the financial well-being of our clients through quality service and trusted advice.”

A financial professional since 1983, Ray has acquired the kind of in-depth knowledge that comes from three decades of experience. His education encompasses a Technology Diploma from George Brown College of Applied Arts as well as the designations of CERTIFIED FINANCIAL PLANNER®, Certified Executor Advisor (CEA) and  Certified Professional Consultant on Aging (CPCA). Earning those designations required advanced coursework in taxes, retirement planning, estate planning, investments, insurance, and the health, social, and financial issues facing seniors. Maintaining the designations demands a vigorous program of continuing education and adherence to a strict code of ethics.

Due to his experience and education, Ray has become a multi-faceted professional capable of helping clients with virtually all their financial needs, from income planning and investment management for retirees and pre-retirees to business protection, tax and estate issues for business owners. His services have helped him build a loyal clientele, which continues to grow thanks to clients’ referrals.

Ray is very active in the Thunder Bay music community. His band, Dr. Buck & The Bluesbangers, perform regularly in Thunder Bay, to promote his love of blues music. Camping and fishing with family and friends are among his other favorite passions. He shared 42 wonderful years with his late wife Dianne, and together they raised two children.

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Mandy brings over 15 years of experience in the financial services industry and holds both the Certified Executor Advisor (CEA) designation and a Life Licence. She plays a central role in managing client services, handling all administrative responsibilities related to investments and insurance. Mandy also oversees the bookkeeping, ensuring accuracy and efficiency in all financial operations.

She works closely with clients and advisors behind the scenes to support smooth operations and deliver a high standard of service with professionalism and care.

Outside of work, Mandy is a proud mom of two and enjoys machine embroidery in her spare time

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